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Online Poker Deposit Options | Best Poker Payment Methods
You've crushed your poker home game for years and built up a billion-dollar play money bankroll on Facebook. Now it's time for the real thing. Time to open up an online poker account and play the game online for real money.
There's only one last hurdle: getting some real money into your online poker account.
Depending on where you live in the world this is as easy as cracking out your credit card and punching in the digits like any other online transaction. For some, using an anonymous online eWallet like PayPal, Skrill or Neteller is the easiest way to go
Whichever way you go, we're here to take the legwork out of online poker deposits. We've got up to date and accurate information on all the best online poker deposit options.
By the time you're done reading this guide, you'll know which one is best for you.
First: Where Do You Live?
Restrictions on depositing to online poker sites can vary widely depending on where in the world you live. For example, if you live in the UK or much of Europe, chances are you can make a direct deposit simply by using your credit card or any number of common payment methods like your bank debit card, Visa Debit Cards, PayPal, Neteller, PaySafeCard, Skrill and more.
If you live in the United States things can be a little more complicated - especially if you're trying to deposit at an "unregulated" poker site and not one of the licensed poker sites in Nevada, New Jersey or Delaware.
The most obvious way to know which methods are available to you in your home country is to create a poker account at the site of your choosing and look in their cashier menu.
Each poker site will have a list of all the deposit methods available to you and which ones you will be able to use for withdrawals as well. Check out our individual poker site reviews for specific information about each site's deposit and withdrawals options.
Below we’ll lay out some general information on the tried and true deposit methods for most online poker sites.
Visa & Mastercard
If you've shopped online you know how easy it is to use the two most common credit cards in the world. And if you're trying to deposit at a regulated poker site, like in the UK, using Visa or Mastercard is a dead simple option.
Just fill out the online form as you would on any eCommerce site and voila, your deposit will be in your poker account within minutes.
Depositing to an online poker room with a major credit card is the first thing you should try. Once you've downloaded the poker room client it only takes a few minutes to give it a shot.
If your card is declined it's not because you're over your credit limit (probably). In the US and a few other places banks have placed restrictions stopping you from making purchases from online gambling sites.
Most likely, though, it'll go through in a flash and the money will be in your poker account within minutes - the amount restricted, of course, by both your own credit limit and the poker site's deposit limits.
As with most online transactions with Visa poker deposits or Mastercard poker deposits no extra fees are charged to make a deposit. Withdrawals may be different, though. Check with your online poker site for details.
American Express, Discover Card & Other Credit Cards
This will vary by poker site. Some will accept Discover Card poker deposits or American Express poker deposits; some won't. With generally higher fees and longer wait times they're not ideal for online poker deposits and withdrawals and many sites will avoid using them.
Check with each poker site to see which credit cards they accept. If your card is not available then it's time to explore the other options outlined below.
Solo, Maestro, Delta and Visa Electron Debit Cards
Virtually every poker site will accept deposits straight from a major debit card like a bank transaction. The money will be withdrawn directly from your debit card and be available for online play virtually immediately.
If you don't already have a debit card you will need to go through one more step to do this - ie connect your debit card to your bank account and then connect your debit card to your online poker account - but once you've done it the first time you won't need to do it again.
This is a great option for mobile as well and for getting withdrawals back to the debit card. Again, no extra fees should be charged for making your deposit but there may be for withdrawals.
Check with your poker site to see the specific terms for each debit card. Local debit cards might not be accepted in areas where online poker is not fully regulated but a major preloaded debit card like Visa Electron or Maestro Mastercard should have no difficulty.
eCheck poker site deposits are a great way to deposit online and some players swear by them. The concept is a virtual check that works the same way a regular paper check does.
When you deposit using an eCheck the amount of your deposit is requested from your bank but you get to play with the funds immediately. Once the check clears the funds are transferred directly into the poker site's account.
eChecks are generally fast and it's a very secure way to deposit and there is usually no fee involved.
Web-Based Payment Processors
This category includes eWallet services that act as a middle man between your bank and an online poker room. These services are essentially the same as PayPal and in theory it should be one of the fastest and most secure ways to deposit.
It should be noted there is a high amount of turnover in this segment. Neteller, one of the world's largest online payment processors, was forced out of the U.S. market in 2007 due to legal issues, as have numerous other online payment processors since then.
The #1 benefit of using a third-party payment processor is you don't need to send any bank or credit card details with every transaction. It may be a minor concern for you but some people prefer anonymity for funding their online poker accounts.
Here are a few of the more popular third-party online poker payment methods:
PayPal is one of the most ubiquitous money-transfer and payment methods and is accepted at virtually every major business that operates online. It’s one of the quickest and safest methods for depositing and withdrawing money to an online poker site.
You will have to create a PayPal account first and fund it from your online banking account (or other means), but once that is done you can easily move money back and forth from a poker site.
You'll know if a poker site accepts PayPal deposits if the logo is shown in its cashier. PayPal is also a great option for those on the go as the mobile app is easy to load up from anywhere.
Once your PayPal account is connected to your online poker site you can select it as your deposit or withdrawal method for each transaction. PayPal does have fees for each transaction but it doesn't require sending or using your bank details each time. The poker site will not charge you an extra fee for PayPal, usually.
Neteller is a long-time standard in the poker industry and was used by players from the very early days of online poker to fund their accounts and receive withdrawals. It's fast, safe, secure and globally available, save for most of the US, and is one of the most payment methods on the net.
All you need to do is create a NETELLER account which you can fund through a variety of methods, Then you can easily move funds back and forth to and from your poker account.
Skrill, formerly known as Moneybookers, is another cheap, easy way to send money that is hugely popular in Europe.
In a nutshell Skrill is an e-Wallet similar to Neteller. Players create an online Skrill account which can be funded through a variety of different methods.
Once you have cash on Skrill it's a very simple and instantaneous process to transfer money on poker sites as all the major rooms accept Skrill.
Skrill charges a fee on credit card transactions and withdrawing funds also has a bank fee.
ewalletXpress is quickly becoming one of the most popular eWallets for U.S. players. Before you can use ewalletXpress you need to set up an account with the payment processor, which should only take a few minutes.
Players can fund their ewalletXpress accounts with Bank Wires, eChecks, Money Orders and XpressFunds. The major upside of ewalletXpress is that once your account is funded you have 24/7 real time access to it. That means depositing will be immediate.
Another major advantage of ewalletXpress is the fees involved with using the service are very small. One disadvantage of ewalletXpress is that there is a $150 deposit limit when you first start your account. Fortunately it's possible, over time, to validate your account to accept up to $4,500 deposits.
UseMyWallet is another online payment processor that is unique in that you need an invite to use the service.
How do you get an invite? You first sign up for an account through an online poker room that accepts UseMyWallet deposits.
It usually takes UseMyWallet about two days to process a request for an invite. Eventually you will receive an email that includes details about how to sign up for the service. Once it's set up, UseMyWallet can be an extremely fast option to get money on poker sites.
UseMyWallet has a flat $30 fee for all cashouts regardless of size and there is usually a $15 fee from you bank for an international wire transfer.
POLi is a payment method specific to Australia and New Zealand. It's a very quick and efficient way to transfer money back and forth to a poker site and requires even less set-up as most bank accounts are already in sync with the POLi system.
You won't have to set up a new account or create any new passwords - simply select POLi as your payment method in the poker site cashier, fill in the proper details (auto-filled for you) and your transaction should be processed immediately from your bank account.
Accepted for payments at mainstream businesses like Qantas, Air Asia and William Hill it's one of the best options for funding a poker account. You can even use it to donate to your favorite Poker Twitch streamer!
iDEAL Bank Transfers
If you live in the Netherlands something like iDEAL is, well, perfect for making online poker deposits. Connecting directly to your online banking account you can move money quickly and easily to your poker account and get in the action at the tables immediately.
Although most of the rooms don't list it publicly on their sites it is sometimes possible to use Western Union to deposit. Western Union is obviously very secure and quite fast as well. The major issue with the service is that it can be quite expensive and will vary for each transaction.
If you choose to deposit through Western Union you must first let the poker room know and then they will email you the name of a person you can send the money to. Usually this will be a random name in a country like Costa Rica.
The next step is to get Western Union to send money to that name and then it will subsequently end up in your account. The transfer usually goes through in one day.
One benefit of Western Union is that if you like doing things the old-fashioned way you can literally walk into one of their 340,000 locations world-wide and request a cash transfer.
paysafecard & entropay Poker Deposits
PaysafeCard is a pre-paid card that can be found in over 600,000 locations around the world and is one of the fastest and most effective ways to deposit money in your poker account.
It comes in £10, £25, £50, £75, £100, £125, £150 £175 denominations and all you have to do to make a pasyafecard poker deposit is to go to the poker site cashier and enter the 16-digit pin on the back of the card. You can use multiple cards to make multiple deposits up to the limit of the respective poker site. Paysafecard also now has a prepaid paysafecard Mastercard.
EntroPay cards and poker deposits are similar - a prepaid card you can buy and load your account with via a PIN number on the back of the card. Transactions are approved quickly.
Bank Wires and Drafts
Bank wires and drafts are essentially direct transfers from your financial institution to the online poker room. While they have this in common, there are some important differences you should be aware of.
In the US a bank draft is synonymous to a cashier's check, a check guaranteed by the financial institution. Since you put up the money to get the cashier's check, the online poker room knows it's not going to bounce.
Your bank is going to charge you a fee for both a wire and a draft, but the draft is generally cheaper. The downside to a draft is that it must be physically mailed to the online poker room, which could take up to a few weeks.
If you're like us and you hate waiting for anything, let alone poker, the bank wire is the way to go. A bank wire is an electronic transfer and it's practically instantaneous.
You're going to be charged a premium for the convenience, however, so it's up to you to decide whether it's worth it or not. Speak with someone at your bank to find out more or to set up a wire or draft.
See Our Poker Site Reviews for Which Deposit Options are Available!
This is by no means a complete list of all poker payment methods but it should cover the basic ones most people will have access to.
It really is quite simple to get money on to a poker site but withdrawing can be a longer/more involved process. Be prepared for short waits when withdrawing your winnings - longer if it's a substantial sum.
For more local deposit options check out the Deposit and Withdrawal options at the bottom of the individual review pages below:
- 888poker Deposit Options
- Poker Stars Deposit Options
- Tiger Gaming Deposit Options
- Full Tilt Poker Deposit Options
- Party Poker Deposit Options
The bottom line is that online poker rooms want you to play and if you can't get money on to a site it's worth contacting them through email or phone. We've heard of rooms offering special methods of depositing for players who exhausted their other options.
Now that you're schooled up on the ways of getting money into online poker get out there and do it. An ocean of fish is waiting for you!
Online Poker Site Deposit Options FAQs
How Do I Make a Deposit at an Online Poker Site?
Once you've created your online poker account at the poker site of your choice, head to the cashier. On the cashier page you'll find a list of all the deposit methods that poker site accepts.
Once you've found one you have and would like to use, all you need to do is select it from the menu and follow the instructions supplied. If you'd like to use a deposit method you don't currently have, you'll have to create a new account with that deposit method and then connect it to your bank account. Once you've moved funds from your bank account into the new deposit method you can then transfer it into your poker account.
What Online Poker Deposit Methods Can I Use?
it depends on the poker site but there are a wide range of methods usually available (see above) from credit/debit cards to e-wallets to bank wires and cryptocurrencies. Check each pokers site's cashier to see which are available to you where you live.
What Withdrawal Methods are Available?
Withdrawal methods available at online poker sites vary. Typically you'll find less withdrawal options compared to deposit options. Check with each individual poker site to see which withdrawal methods they use and the typical wait time/fees involved.
Are There Deposit & Withdrawal Limits?
Typically, yes. They vary depending on each site but will be listed quite clearly in the cashier. You will likely need to make a few withdrawals to get a substantial sum. If you'd like to set your own deposit limit, contact the site's customer support.
Is My Poker Site Deposit Secure?
Absolutely, yes. As long as you are playing on a regulated poker site - ie one that is vetted and overseen by a proper regulatory body - your transaction is encrypted and secure and will be guaranteed. All regulated poker sites are required to have their deposit and withdrawal methods verified and are required to keep all player funds separated from their operating funds. All of the poker sites reviewed on PokerListings are licensed and regulated. Using a credit card gives you all the same protections you'd expect from any online transaction including fraud protection.
Is There a Minimum Deposit Required?
Typically, yes. The amount will vary on the poker site and the method used but deposit minimums are usually between $10 and $25. Deposit maximums can get well up around $1,000 but you'll have to deal with each poker site specifically.
Will I Pay a Fee on My Deposit?
That depends on the payment method you use. For most direct transaction like a credit card or debit card you won't pay any fees to deposit. If you use a third-party payment processor you'll typically pay a small fee on each transaction to the processor but the poker site will likely not add any additional fees. Again, consult the poker site cashier page to see any extra fees charged.