Online Poker Deposit Options

You’ve crushed your poker home game for years and built up a billion-dollar play money bankroll on Facebook. Now it’s time for the real thing. Time to open up an online poker account and play the game online for real money.

There’s only one last hurdle: getting some real money into your online poker account.

Choose your payment method

Visa & Mastercard

As with most online transactions with Visa poker deposits or Mastercard poker deposits no extra fees are charged to make a deposit. Withdrawals may be different, though. Check with your online poker site for details.

If the poker site you’re playing at is licensed and regulated in your country, it will more than likely accept Visa poker and Mastercard poker deposits.

American Express, Discover Card & Other Credit Cards

This will vary by poker site. Some will accept Discover Card poker deposits or American Express poker deposits; some won’t. With generally higher fees and longer wait times they’re not ideal for online poker deposits and withdrawals and many sites will avoid using them.

Check with each poker site to see which credit cards they accept. If your card is not available then it’s time to explore the other options outlined below.

Solo, Maestro, Delta and Visa Electron Debit Cards

Virtually every poker site will accept deposits straight from a major debit card like a bank transaction. The money will be withdrawn directly from your debit card and be available for online play virtually immediately.

If you don’t already have a debit card you will need to go through one more step to do this – ie connect your debit card to your bank account and then connect your debit card to your online poker account – but once you’ve done it the first time you won’t need to do it again.

This is a great option for mobile as well and for getting withdrawals back to the debit card. Again, no extra fees should be charged for making your deposit but there may be for withdrawals.

Check with your poker site to see the specific terms for each debit card. Local debit cards might not be accepted in areas where online poker is not fully regulated but a major preloaded debit card like Visa Electron or Maestro Mastercard should have no difficulty.

Instant eChecks

eCheck poker site deposits are a great way to deposit online and some players swear by them. The concept is a virtual check that works the same way a regular paper check does.

When you deposit using an eCheck the amount of your deposit is requested from your bank but you get to play with the funds immediately. Once the check clears the funds are transferred directly into the poker site’s account.

eChecks are generally fast and it’s a very secure way to deposit and there is usually no fee involved.

Web-Based Payment Processors

This category includes eWallet services that act as a middle man between your bank and an online poker room. These services are essentially the same as PayPal and are usually the fastest and most secure ways to deposit and withdraw to and from online poker sites.

It should be noted that specific eWallets typically work best in certain markets. Neteller, for example, one of the world’s largest online payment processors, was forced out of the U.S. market in 2007 due to legal issues as have numerous other online payment processors since then.

It’s still a very convenient option for most poker players elsewhere in the world, however. If you live in Russia or Eastern Europe WebMoney might be your best option.

The #1 benefit of using a third-party payment processor is you don’t need to send any bank or credit card details with every transaction. It may be a minor concern for you but some people prefer anonymity for funding their online poker accounts.

PayPal is one of the most ubiquitous money-transfer and payment methods and is accepted at virtually every major business that operates online. It’s one of the quickest and safest methods for depositing and withdrawing money to an online poker site. You will have to create a PayPal account first and fund it from your online banking account (or other means), but once that is done you can easily move money back and forth from a poker site. You’ll know if a poker site accepts PayPal deposits if the logo is shown in its cashier. PayPal is also a great option for those on the go as the mobile app is easy to load up from anywhere. Once your PayPal account is connected to your online poker site you can select it as your deposit or withdrawal method for each transaction. PayPal does have fees for each transaction but it doesn’t require sending or using your bank details each time. The poker site will not charge you an extra fee for PayPal, usually.

Neteller is a long-time standard in the poker industry and was used by players from the very early days of online poker to fund their accounts and receive withdrawals. It’s fast, safe, secure and globally available, save for most of the US, and is one of the most payment methods on the net. All you need to do is create a NETELLER account which you can fund through a variety of methods, Then you can easily move funds back and forth to and from your poker account.

Skrill, formerly known as Moneybookers, is another cheap, easy way to send money that is hugely popular in Europe. In a nutshell Skrill is an e-Wallet similar to Neteller. Players create an online Skrill account which can be funded through a variety of different methods. Once you have cash on Skrill it’s a very simple and instantaneous process to transfer money on poker sites as all the major rooms accept Skrill. Skrill charges a fee on credit card transactions and withdrawing funds also has a bank fee.fees for each transaction but it doesn’t require sending or using your bank details each time. The poker site will not charge you an extra fee for PayPal, usually.

Over the last few years Bitcoin has popped up everywhere in the tech world and in mainstream media.

It’s made a lot of inroads into online poker as well with a few Bitcoin-only poker sites in operation and more and more mainstream poker sites that accept Bitcoin as a deposit option.

Ask a millennial if they’d like to pay for something “by check” and they’ll look at you as if you’ve just sprouted a third head.

But if you’re an “old school” online poker player who’s been around the block over the past decade or so the term “eChecks” – or “Instant eChecks” – is likely pretty familiar to you.

During the heady days of the online poker boom instant eChecks were a very common way for poker players to get their money online in the US and Canada.

That still holds true today as US and Canadian poker players take advantage of the no fee, easy access eCheck to make poker deposits and withdrawals.

Boku is a mobile payment method developed all the way back in 2003 and requires just a phone number and an SMS to send small money transfers to an online poker site.

If the poker site offers Boku as a payment method you can simply add the deposit to your phone bill. Authorize your mobile number and reply “yes” to a text message and your transaction will be processed immediately.

Your Boku deposit will be in your online poker account within minutes. Once your mobile number has been authenticated you can automatically bill future deposits to your phone as well.

WebMoney is an eWallet system that lets you keep track of different funds in different currencies and make online payments.

Founded in Moscow back in 1988 it’s mainly used by Russian and EU-based poker players but now has about 30 million users around the world.

WebMoney’s biggest asset is its system of “purses” where you can keep money in different currencies. You can pick and choose from a wide variety of purse types that offer different currencies and options.

Purses for US Dollars, Euros and Rubles are the most common but Belorussian Rubles, Vietnamese Dong and even Bitcoin are supported.


EwalletXpress is quickly becoming one of the most popular eWallets for U.S. players. Before you can use ewalletXpress you need to set up an account with the payment processor, which should only take a few minutes. Players can fund their ewalletXpress accounts with Bank Wires, eChecks, Money Orders and XpressFunds. The major upside of ewalletXpress is that once your account is funded you have 24/7 real time access to it. That means depositing will be immediate. Another major advantage of ewalletXpress is the fees involved with using the service are very small. One disadvantage of ewalletXpress is that there is a $150 deposit limit when you first start your account. Fortunately it’s possible, over time, to validate your account to accept up to $4,500 deposits.


UseMyWallet is another online payment processor that is unique in that you need an invite to use the service. How do you get an invite? You first sign up for an account through an online poker room that accepts UseMyWallet deposits. It usually takes UseMyWallet about two days to process a request for an invite. Eventually you will receive an email that includes details about how to sign up for the service. Once it’s set up, UseMyWallet can be an extremely fast option to get money on poker sites. UseMyWallet has a flat $30 fee for all cashouts regardless of size and there is usually a $15 fee from you bank for an international wire transfer.

POLi is a payment method specific to Australia and New Zealand. It’s a very quick and efficient way to transfer money back and forth to a poker site and requires even less set-up as most bank accounts are already in sync with the POLi system. You won’t have to set up a new account or create any new passwords – simply select POLi as your payment method in the poker site cashier, fill in the proper details (auto-filled for you) and your transaction should be processed immediately from your bank account. Accepted for payments at mainstream businesses like Qantas, Air Asia and William Hill it’s one of the best options for funding a poker account. You can even use it to donate to your favorite Poker Twitch streamer!

If you live in the Netherlands something like iDEAL is, well, perfect for making online poker deposits. Connecting directly to your online banking account you can move money quickly and easily to your poker account and get in the action at the tables immediately.

Although most of the rooms don’t list it publicly on their sites it is sometimes possible to use Western Union to deposit. Western Union is obviously very secure and quite fast as well. The major issue with the service is that it can be quite expensive and will vary for each transaction. If you choose to deposit through Western Union you must first let the poker room know and then they will email you the name of a person you can send the money to. Usually this will be a random name in a country like Costa Rica. The next step is to get Western Union to send money to that name and then it will subsequently end up in your account. The transfer usually goes through in one day. One benefit of Western Union is that if you like doing things the old-fashioned way you can literally walk into one of their 340,000 locations world-wide and request a cash transfer.

PaysafeCard is a pre-paid card that can be found in over 600,000 locations around the world and is one of the fastest and most effective ways to deposit money in your poker account. It comes in £10, £25, £50, £75, £100, £125, £150 £175 denominations and all you have to do to make a pasyafecard poker deposit is to go to the poker site cashier and enter the 16-digit pin on the back of the card. You can use multiple cards to make multiple deposits up to the limit of the respective poker site. Paysafecard also now has a prepaid paysafecard Mastercard. EntroPay cards and poker deposits are similar – a prepaid card you can buy and load your account with via a PIN number on the back of the card. Transactions are approved quickly.

Bank Wires and Drafts
Bank Wires and Drafts

Bank wires and drafts are essentially direct transfers from your financial institution to the online poker room. While they have this in common, there are some important differences you should be aware of. In the US a bank draft is synonymous to a cashier’s check, a check guaranteed by the financial institution. Since you put up the money to get the cashier’s check, the online poker room knows it’s not going to bounce. Your bank is going to charge you a fee for both a wire and a draft, but the draft is generally cheaper. The downside to a draft is that it must be physically mailed to the online poker room, which could take up to a few weeks. If you’re like us and you hate waiting for anything, let alone poker, the bank wire is the way to go. A bank wire is an electronic transfer and it’s practically instantaneous. You’re going to be charged a premium for the convenience, however, so it’s up to you to decide whether it’s worth it or not. Speak with someone at your bank to find out more or to set up a wire or draft.

Our Poker Site Reviews Including Above Deposit Options

This is by no means a complete list of all poker payment methods but it should cover the basic ones most people will have access to. It really is quite simple to get money on to a poker site but withdrawing can be a longer/more involved process. Be prepared for short waits when withdrawing your winnings - longer if it's a substantial sum. For more local deposit options check out the Deposit and Withdrawal options at the bottom of the individual review pages below:

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Bonus Details: $200k GCs 40 SCs
Bonus Match: N/A
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All Poker Sites and Deposit Options

The bottom line is that online poker rooms want you to play and if you can't get money on to a site it's worth contacting them through email or phone. We've heard of rooms offering special methods of depositing for players who exhausted their other options. Now that you're schooled up on the ways of getting money into online poker get out there and do it. An ocean of fish is waiting for you!

Online Poker Site Deposit Options FAQs


    Once you've created your online poker account at the poker site of your choice, head to the cashier. On the cashier page you'll find a list of all the deposit methods that poker site accepts. Once you've found one you have and would like to use, all you need to do is select it from the menu and follow the instructions supplied. If you'd like to use a deposit method you don't currently have, you'll have to create a new account with that deposit method and then connect it to your bank account. Once you've moved funds from your bank account into the new deposit method you can then transfer it into your poker account.

    It depends on the poker site but there are a wide range of methods usually available (see above) from credit/debit cards to e-wallets to bank wires and cryptocurrencies. Check each poker site's cashier to see which are available to you where you live.

    Typically, yes. They vary depending on each site but will be listed quite clearly in the cashier. You will likely need to make a few withdrawals to get a substantial sum. If you'd like to set your own deposit limit, contact the site's customer support.

    Absolutely, yes. As long as you are playing on a regulated poker site - ie one that is vetted and overseen by a proper regulatory body - your transaction is encrypted and secure and will be guaranteed. All regulated poker sites are required to have their deposit and withdrawal methods verified and are required to keep all player funds separated from their operating funds. All of the poker sites reviewed on PokerListings are licensed and regulated. Using a credit card gives you all the same protections you'd expect from any online transaction including fraud protection.

    Typically, yes. The amount will vary on the poker site and the method used but deposit minimums are usually between $10 and $25. Deposit maximums can get well up around $1,000 but you'll have to deal with each poker site specifically.

    That depends on the payment method you use. For most direct transaction like a credit card or debit card you won't pay any fees to deposit. If you use a third-party payment processor you'll typically pay a small fee on each transaction to the processor but the poker site will likely not add any additional fees. Again, consult the poker site cashier page to see any extra fees charged.

    Absolutely. All of the biggest online poker sites will offer a "match" bonus or Welcome bonus when you create a new account and make your first deposit. They will typically match your deposit up to several hundred dollars at 100%. Some sites will also offer "no deposit" bonuses with free cash or tournament tickets just for creating a new account. If you need to reload your account with more funds you can likely also get a reload bonus with another percentage match of your deposit.

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